Date (DD/MM/YYYY): 02.12.2024.
Welcome to Oblio created by Oblio Labs LLC, the company from Serbia ( here an after referred as „we“ „us“ or „our“)
We provide our services through our website located at https://oblio.network and through mobile applications and products (collective the „Services“ or „Oblio“). Please read carefully our Terms of Service (the „Terms“ or „Agreement“) along with any other policies or notices on Oblio’s website or mobile applications and our Privacy policy. All of these materials represent terms, rules and guidelines related to your use of Oblio.
Overview
Oblio provides:
- (self-hosted) wallet services;
- decentralized cryptocurrency exchange services cryptocurrencies – Oblio Swap;
- yield farming (liquidity providing) services.
By using any of given services ( creating or importing a wallet, visiting our website, downloading or runing our mobile application) you are agreeing to our Terms, so please read them carefully.
Please note that when you accept this Agreement, you are accepting all of the terms and conditions and not just this particular section.
If you have any questions, comments or suggestions regarding this Agreeement please contact us via [email protected]
ABOUT THIS POLICY
By creating Oblio’s account, or visiting our website, you confirm that you have read, understood, and agreed to these Terms, as well as the accompanying [Privacy Policy](/privacy-policy) We reserve the right to alterations of these Terms at any time. These changes with respect to your use of Oblio will take effect immediately when posted on our website or on our mobile application. If you continue to use Oblio following any such change, it will signify your acceptance to be bound by the then current Terms. Please check the effective date above to determine if there have been any changes since you have last reviewed these Terms. If you do not agree to this Agreement or any modifications to this Agreement, you should not use Oblio products. Failure or delay by Oblio in enforcing or partially enforcing any provision of these Terms shall not be construed as a waiver of any rights.
ELIGIBILITY
To be able to use Oblio, you must be at least eighteen (18) years old and be able to form legally binding contracts. If you are using our Services on behalf of a legal entity, you further represent and warrant that: (a) the legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization; and (b) you are duly authorized by such legal entity to act on its behalf. You can only use our Services if permitted under the laws of your jurisdiction. Please make sure that these Terms are in compliance with all laws, rules, and regulations that apply to you. By using Oblio, you represent and warrant that you meet all eligibility requirements that we outline in these Terms. We may still refuse to let certain people access or use Oblio, however, and we reserve the right to change our eligibility criteria at any time.
THE BLOCKCHAIN SERVICES
Oblio is software that (a) generates OBL token as cryptocurrency created by Oblio team that is based on blockchain technology (b) generates wallet addresses and encrypted private keys that you may use to send and receive major cryptocurrencies, including OBL, and other cryptographically secured tokens (the “Virtual Currency”); (c) decentralized cryptocurrency exchange services for USDT, ETH and OBL, and other coins-Oblio Swap. The fee for decentralized exchange services is aimed to be around 0.3%, but the fee can be flexible; (d) yield farming (liquidity providing)- app users will have the opportunity to invest their cryptocurrencies in the pool of Oblio Swap. Investing in Oblio Swap pool is done symmetrically. For example, if an app user has $ 5,000, he must invest $ 2,500 in ETH and another $ 2,500 in OBL token or USDT. By installing and using the Oblio application or webiste, users are solely responsible for all potential losses that may arise from investing in the Oblio Swap pool. Oblio is in no way responsible for the stated potential losses that may arise from investing in the Oblio Swap pool. Users who use yield farming will be rewarded with 0.25% of each trade fee proportionally. All users who put funds in Oblio Swap pool will be able to withdraw their currencies, at any time. The rest of the trade fee of 0.05% belongs to OBL token holders.
Oblio wallet Address, Private Key, and Backup. An encrypted backup of certain information associated with the wallet can be stored on your device in Keystore JSON format. The private key is connected to the Oblio address and, together, they can be used to authorize the transfer of Virtual Currency to and from that Oblio address. It is solely your responsibility to maintain the security of your private key and any mnemonic (backup) phrase associated with your Oblio Wallet. It is important to keep your Oblio wallet mnemonic (backup) phrase, and private key access information secure. If you fail to do so may result in the loss of control of Virtual Currency associated with the Oblio Wallet. Oblio Team can not help you with password retrieval. Oblio stores your PUBLIC wallet address but does not receive or store your wallet password, encrypted private key, unencrypted private key, or mnemonic (backup) phrase associated with your wallet.
We cannot, therefore, assist you with Oblio wallet password retrieval. We cannot create or generate a new password for your Oblio account if you fail to remember your original password. If you have failed to safely store a backup of any Oblio address and private key pairs maintained in your wallet, you accept and acknowledge that you will not have access to any Virtual Currency you have, associated with your Oblio wallet account, if you do not have your wallet password.
Transactions of Virtual Currencies. All Virtual Currency transactions must be confirmed and recorded in a public blockchain that refers to a particular Virtual Currency. Those are decentralized peer-to-peer networks supported by independent third parties, which we do not own, control, or operate. Oblio does not control USDT, ETH and other networks and we cannot and do not guarantee that any transaction details that you submit via Oblio Services will be confirmed and processed. By accepting our Services you agree to the possibility that any transaction can be delayed or stopped by ETH, USDT and other networks for any reason. ETH, USDT and other currencies transfers are occurred on networks owned by other entities and not by Oblio. We do not guarantee that Oblio can affect the transfer of title or right in any Virtual Currency besides OBL.
Smart contracts. The smart contracts that Oblio is working on will pass adequate audits, ie non routine checks, but we do not guarantee their security and especially we do not guarantee that there will be no unforeseen phenomena such as hacks, viruses, etc. Our team will do everything in its power to maintain the security of smart contracts at the highest possible level, but disclaims any responsibility due to their hacking, virus attacks etc. It will always be our number one priority.
Information Provided by You. Users must guarantee that every information that they sent to Oblio wallet is genuine. We do not have the responsibility if any mistake occurs regarding the details of your transaction. Therefore it is necessary that you check every detail of your transaction before completing it.
By downloading our application, you fully accept the risks and responsibilities listed above. Although the application is fully decentralized, Oblio disclaims any responsibility in the event of any potential loss, hacking, virus or damage of any other kind that may affect users.
OBLIO SIGN UP AND ACCOUNT INFORMATION
When you create an Oblio wallet, you will be assigned a private key. You will be instructed to download and save a keystore – your private key encrypted with a password. Confidentiality of your key and keystore must be kept always. If any activity or transaction occurs that is associated with your Oblio wallet or account you are solely responsible for it. In case there is any breach of your account or wallet security please inform us immediately. If you fail to do so, we are not liable for any damage that may occur under given circumstances.
Push Notifications. You may agree to receive push notifications from Oblio that will alert you when transactions involving your OBL, and other coins have been completed. If you would like to receive push notifications, you must opt in to the service by accessing “Settings” and enabling “Push Notifications”.
Transactions. Once transaction details have been submitted via the Services, we cannot assist you to cancel or otherwise modify your transaction. We do not control ETH, USDT and other cryptocurrency based transactions. You acknowledge and agree that we will not be liable for any failed transactions due to insufficient funds associated with your Oblio account.
Taxes. It is your responsibility to determine what, if any, taxes apply to the transactions that you have submitted transaction details for via the Services, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that we are not responsible for determining whether taxes apply to your Virtual Currency-related transactions or for collecting, reporting, withholding, or remitting any taxes arising from any Virtual Currency-related transactions.
SERVICES AND CONTENT PROVIDED BY THE THIRD PARTY
We do not promote or advertise third party content or services. Third party content or service is available through Oblio only with our consent. Oblio reserves exclusive rights to add, modify or cancel third party content or services. We do not control, endorse, or adopt any Third Party Content shared through push notifications, and will have no responsibility for Third Party Content including, but not limited to, token availability and/or sales. You are fully responsible for all acts or omissions of any third party with access to your Oblio account, therefore receiving services or content from a third party does not relieve you form obligations you’ve taken by agreeing to these Terms.
INTELLECTUAL PROPERTY
Oblio was developed under a GPL open source license. Oblio ownes copyrighted material and trademarks including, but not limited to, text and graphics (the “Content”), which is protected by copyright law, registered and unregistered trademarks, and other intellectual property rights. We are exclusive owners of content. By using our services you do not gain any rights regarding ownership of our intellectual property. You agree that you will not copy, transmit, distribute, sell, license, create derivative works from, or, in any other way, exploit any of the Content, in whole or in part.
USER OF OBLIO
It is forbidden by this Agreement to use Oblio to break the law, in any jurisdiction. This includes any local, provincial, state, federal, national, or international laws that may apply to you. As a user of Oblio you agree not to engage in any criminal activity including but not limited to, money laundering, terrorism, international or domestic fraud, organized crime, cyber terrorism, etc. Any involvement in such activity will be treated by Oblio, with disciplinary proceedings. You agree not to encourage or engage third parties in such activities while using Oblio. Don’t Interfere with Other’s Use of the Services. You agree not to disable other users from using Oblio and not to use other people’s Oblio accounts or to interfere in any way with the use of accounts by other users. Don’t Try to Harm Our System. You agree not to insert viruses or any other computer programs or codes that could harm our system. Do not attempt to overload our system or the system of our providers. Don’t Attempt to Circumvent Our Security. You agree not to bypass, circumvent, or attempt to bypass or circumvent any measures that we may use to prevent or restrict access to the Services including, without limitation, other accounts, computer systems, or networks connected to the Services. Any use of Oblio other than as specifically authorized in this Agreement, without our prior written permission, is strictly prohibited and will terminate your license to use Oblio.
LIMITATION OF LIABILITY & DISCLAIMER OF WARRANTIES
You agree that we have no control and that we are not obliged to take any action on the matter: Failures, disruptions, errors, or delays in processing Virtual Currency that you may experience while using the Services; The risk of failure of hardware, software, and Internet connections; The risk of malicious software being introduced or found in the software underlying Oblio; The risk that third parties may obtain unauthorized access to information stored within your Oblio account, including, but not limited to your Oblio address, private key, and mnemonic (backup) phrase; and The risk of unknown vulnerabilities in or unanticipated changes to the blockchain networks. You release us from all liability related to any losses, damages, or claims arising from: (a) user error such as forgotten passwords, incorrectly constructed transactions, or mistyped Virtual Currency addresses; (b) server failure or data loss; (c) unauthorized access to the Oblio application; (d) bugs or other errors in the Oblio software; and (e) any unauthorized third party activities, including, but not limited to, the use of viruses, phishing, brute forcing, or other means of attack against Oblio. We make no representations concerning any Third Party Content contained in or accessed through our Services. Any other terms, conditions, warranties, or representations associated with such content, are solely between you and such organizations and/or individuals.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE OR ANY OF OUR OFFICERS, DIRECTORS, REPRESENTATIVES, AGENTS, SERVANTS, COUNSEL, EMPLOYEES, CONSULTANTS, LAWYERS, AND OTHER PERSONNEL AUTHORIZED TO ACT, ACTING, OR PURPORTING TO ACT ON OUR BEHALF (COLLECTIVELY THE “DApps Platform PARTIES”) BE LIABLE TO YOU UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE, OR ANY OTHER LEGAL OR EQUITABLE THEORY, FOR: (A) ANY LOST PROFITS, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, COMPENSATORY, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER RESULTING FROM: (I) YOUR USE OF, OR CONDUCT IN CONNECTION WITH, OUR SERVICES; (II) ANY UNAUTHORIZED USE OF YOUR OBLIO ADDRESS AND/OR PRIVATE KEY DUE TO YOUR FAILURE TO MAINTAIN THE CONFIDENTIALITY OF YOUR OBLIO ; (III) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES; OR (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT ARE FOUND IN THE OBLIO SOFTWARE OR THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY (REGARDLESS OF THE SOURCE OF ORIGINATION), OR (B) ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) OF THE GREATER OF: (I) FEES PAID TO US FOR THE APPLICABLE PRODUCTS.THESE LIMITATIONS APPLY REGARDLESS OF LEGAL THEORY, WHETHER BASED ON TORT, STRICT LIABILITY, BREACH OF CONTRACT, BREACH OF WARRANTY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
Warranty Disclaimer
OBLIO IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE SERVICES AND UNDERLYING SOFTWARE OR ANY CONTENT ON THE SERVICES, WHETHER PROVIDED OR OWNED BY US OR BY ANY THIRD PARTY, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND ANY IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE IN TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED. IN ADDITION, WE DO NOT REPRESENT OR WARRANT THAT THE CONTENT ACCESSIBLE VIA THE SERVICES IS ACCURATE, COMPLETE, AVAILABLE, CURRENT, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE RESULTS OF USING THE SERVICES WILL MEET YOUR REQUIREMENTS. SOME COUNTRIES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU. THIS PARAGRAPH GIVES YOU SPECIFIC LEGAL RIGHTS AND YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM COUNTRY TO COUNTRY.
INDEMNITY
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless DApps Platform Parties from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including, but not limited to, attorney’s fees) arising from: (a) your use of and access to the Services; (b) any feedback or submissions you provide to us concerning Oblio; (c) your violation of any term of this Agreement; or (d) your violation of any law, rule, or regulation, or the rights of any third party.
TIME LIMITATION ON CLAIMS
You agree that any claim you may have arising out of or related to your relationship with us must be filed within one year after such claim arises, otherwise, your claim in permanently barred.
GOVERNING LAW
No matter where you’re located, the laws of the Republic of Serbia will govern these Terms and the parties’ relationship as if you signed these Terms in the Republic of Serbia, without regard to Republic of Serbia’s conflicts of laws rules. If any provisions of these Terms are inconsistent with any applicable law, those provisions will be superseded or modified only to the extent such provisions are inconsistent. The parties agree to submit to the courts of the Republic of Serbia for exclusive jurisdiction of any dispute arising out of or related to your use of the Services or your breach of these Terms. You waive any objection based on lack of personal jurisdiction, place of residence, improper venue, or forum non conveniens in any such action.
INTERNATIONAL USERS
If you are a user accessing or using our Services from a region with laws or regulations governing personal data collection, use, and disclosure that differ from Republic of Serbia’s laws, please be advised that we do not collect or process your personal data, except as provided for in our Privacy Policy.
TERMINATION
In the event of termination concerning your license to use Oblio, your obligations under this Agreement will still continue. Your access to the funds in your Oblio after termination will depend on your access to your backup of your Oblio address and private key.
NO WAIVER
Our failure to exercise or delay in exercising any right, power, or privilege under this Agreement shall not operate as a waiver; nor shall any single or partial exercise of any right, power, or privilege preclude any other or further exercise thereof.
SEVERABILITY
If it turns out that any part of this Agreement is invalid, void, or for any reason unenforceable, that term will be deemed severable and limited or eliminated to the minimum extent necessary. The limitation or elimination of the term will not affect any other terms.
ARBITRATION & WAIVER OF CLASS ACTION
The parties agree to arbitrate any dispute arising from this Agreement or your use of the Services on an individual basis. ARBITRATION PREVENTS YOU FROM SUING IN COURT. The parties agree that: (a) any arbitration will occur in city of Belgrade, Republic of Serbia; and (b) the arbitration will be conducted confidentially by a single arbitrator in accordance with the Serbian Arbitrary law and Rulebook on permanent arbitration at the Serbian Chamber of Commerce in the Serbian, and with limited discovery. At your request, hearings may be conducted in person or by telephone and the arbitrator may provide for submitting and determining motions on briefs, without oral hearings. Other than class procedures and remedies discussed below, the arbitrator has the authority to grant any remedy that would otherwise be available to a court or other tribunal. THE PREVAILING PARTY IN ANY ACTION OR PROCEEDING TO ENFORCE THESE TERMS SHALL BE ENTITLED TO COSTS AND ATTORNEYS’ FEES. THE ARBITRAL DECISION MAY BE ENFORCED IN ANY COURT. WHETHER THE DISPUTE IS HEARD IN ARBITRATION OR IN COURT, YOU AND OBLIO WILL NOT COMMENCE AGAINST THE OTHER A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION OR PROCEEDING.
FORCE MAJEURE
We shall not be held liable for any delays, failure in performance, or interruptions of service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to: any delay or failure due to any act of God, act of civil or military authorities, act of terrorism, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe, or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions.
ASSIGNMENT
You agree that we may assign any of our rights and/or transfer, sub-contract, or delegate any of our obligations under these Terms. Your agreement to these Terms is personal to you and you may not transfer or assign it to any third party.
ENTIRE AGREEMENT
This Agreement sets forth the entire understanding and agreement as to the subject matter hereof and supersedes any and all prior discussions, agreements, and understandings of any kind (including, without limitation, any prior versions of this Agreement) and every nature between us. Except as provided for above, any modification to this Agreement must be in writing and must be signed by both parties.
QUESTIONS OR COMMENTS
We welcome comments, questions, concerns, or suggestions. Please send us a message on our contact page at https://oblio.network/